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WHAT IS A GUARANTOR?

As well as signing a tenancy agreement, usually landlords and managing agents will ask that you provide them with the contact details of someone you know (with money), who owns property in the UK.

This person is acting as your guarantor and is responsible for any unpaid rent or payments to the landlord for damage to the property, should you not be able to pay.

Many landlords and agents will not allow a tenancy to proceed until all prospective tenants have provided an acceptable guarantor.

 

WHAT IF YOU DON'T HAVE A GUARANTOR?

The landlord may ask you to pay a large portion of rent up front, sometimes this may be the rent for the full length of the tenancy.

 

UNIVERSITY OF KENT GUARANTOR SCHEME

To help students without a UK guarantor, the University has partnered with Your Guarantor to act as a rent guarantor for undergraduate students renting in the private sector.  The scheme is discretionary and open to undergraduate students who meet the set criteria, subject to a limit of 300 students.

For further information, click here.

 

JOINT TENANCYS AND GUARANTORS

Each tenant is liable for the rent for the whole property and condition of the whole property. Each tenant will have a guarantor, so in theory, each of the guarantors is jointly liable for money owed to the landlord, should any of the tenants or other guarantors not pay.

Unfortunately, some guarantors may not realise this. They may only think they are liable for the one tenant that they know and are guaranteeing, however, in a joint tenancy this is not the case.

Home Stamp, Kent Union, Mandela Building, University of Kent, Canterbury, CT2 7NW
Tel Main: : 01227 823214, Email: homestamp@kent.ac.uk

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